Money of it all = stress

[Sharon Q]

I've been calculating how much average expences would be for us to get an apartment ( which he's looking into ) and he is going to save money once he gets a job. He's working on getting his GED. I already have money in a checkings account but its hardly enough for a car. I calculated how much I'll have by the end of the year I'll have enough for my car, and from what I get here ( school ) a down payment on a small apartment if thats not already taken care of by the end of the year.

I'm all stressed and worried about money because what I do now will effect things for me and my SO in the future.
I don't know why I'm so stressed about it now. I know once Robert gets a job he will save for all the housing stuff as well and he says we'll be okay. I'm just freaking out, with the US economy slowly getting worse, I'm getting scared. I dont want anything big, I don't want a mantion, a limmo or anything insane I just want us to live comfortably.

In order for that tho I'll need a job making $15+ an hour, which I intend to get, just not easily.


Sorry guys I'm just freaking out here, any advice would be helpful

-thanks.

[beckychan]

You seem to be doing all the right things. As long as you count every penny you spend, and every penny you make you're pretty good. Sometimes it's hard to calculate costs when you don't know how much income you're going to make, and yeah, like you said, the economy isn't at it's best right now. If I were you, I would budget with the expectations that the economy will not get better. Not saying that it wont, but it would be better to find out that you have extra money, than be in debt.
Also, when calculating how much money you think you'll have make sure you count EVERY detail. I don't know if you are or not, but even after purchasing a car you have to pay for insurance, gas, and any maintenance it will need. I'm not trying to stress you out more, but it will save you in the long run.

[Sierra]

I really stress out about money too. About 3 years ago I was thrown from a horse and herniated several discs in my back, and as such I cannot sit for more than 5 hours at a time. While I have an excellent job making excellent money, I can only work full time.

When I have looked at the expenses involved in closing the distance, I too, have been overwhelmed. I have gotten myself a second job and all that income is going strictly to moving. I am also working really hard on saving what little money I do have. I do this mainly through what I eat. I'm semi-ashamed to admit it but I'm on a pretty strict budget so I can afford to see my boyfriend and we can close the distance at the end of the summer.

It's hard and for me, I'm not asking for any help in the move, I'm not saying my boyfriend WON'T help, I'm just making sure that I can do all of this independently of him just in case something happens.

I try not to look too far into the future as far as finances go, I just want to make sure I have enough money saved that I can support myself for several months, I'll move there after I find work (any work). While things are getting worse, I know the area I'm moving to is thriving so I find some comfort in that.

If you want a job making $15+ an hour look at how you can make yourself a better candidate for those positions starting now, can you take classes at a school? You have to be a step above everyone else.

At the end of the day, I do what I can and try not to think about money too much. It's so easy to be stressed about finances, and I hate to say it but I feel like in this economy, it'll be what it'll be.

[Bethypoo]

Everyone stresses about money. Even if you have money you will be worried about it. Anyway, looks like you are doing a good job of trying to figure things out. Just try not to get to ahead of yourslef and dont put all of your eggs in a basket.

[kittyo9]

Like bethy said, everyone has money worries. You seem to be handling things well this far and I think you should do just fine. Even if you cannot find a high-paying job now, a temporary retail job will bring in enough income to keep yourself afloat. Just don't tell them that it's temporary when you interview. Otherwise, you're doing a good job, keep at it! You will make it through.

[kat4301]

Yeah sounds like you have a good plan. You'd be suprised how little you can live off once you are living CD. When my SO and I lived together we didn't have cable, internet (for awhile), we cut back on our electricty bill, our phone plan was at its minimum. Just consider everything and hopefully you have someone who knows something about cars and can help you find something cheap but reliable.

[Jgui]

Everyone has money worries. But looks like you've got a good plan in the works. budget yourself with necessity and cut out the stuffs you don't really need. Our economy has been bad and it isn't going to get better anytime soon. Do you have a job now or any job experience? I think what's important is not really looking for a job with certain pay, especially if you have no job experience. Find something you can actually grow within the company or field. Everyone wants a high paying job but it's near impossible without the experience.

Good luck and keep your eyes on the prize.

[Sharon Q]

Thanks guys It still stresses me out but I'll try not to worry as much.