Pardon my language in this whole rant, but it fucking does my head in. He proposed that I visit him and stay there for 6 months and live off my savings. That will last me, what, a month? And then who will support us? Certainly not him. And not me because I would be unable to work. I'm just sick of him living in his dreamland. I need someone in touch with reality and he's so far from it. I keep telling him he's so talented and can do so much, but his talents are going to waste. He never strives for the best. It's laziness/fear on his part but I need him to seriously step it up because I am at my wits end.
I feel like lately I've been sounding like a broken record, constantly repeating myself. Sorry. I don't know what to do. I don't really want to break up but I don't want this anymore if he isn't going to make any changes.

Your situation sounds similar to what I'm going through with my SO, although I could be wrong. So just know that you're not alone. Trust your intuition.
If you don't want to go that far how about informing him (because that is all you can do really if he gets defensive) that you love him but that from now on you will only meet half way... if you are that important to him he will make a bigger effort, hell any effort at this point would be an improvement.
You deserve better, I hope he realizes that and changes his attitude.