My SO and I are kind of in different phases of our lives. I am in grad school and he is working full time. As a result, he is looking more toward settling down and I'm not there yet. He talks about getting engaged once I get a fellowship. Hopefully I'll get one in a year when I graduate. We are currently 22 and 23 and have been together 4 years in August so I realize that many would say it's not too soon to be planning for the future like this, but it's still scary. I don't want to be engaged without making some of my own money first. I will have some student loans and I also won't be done paying off my car. I like taking life one day at a time, probably because school is crazy and that's all I can do to not go crazy!
Whenever we talk about it lately, he tells me I'm being overly logical and that I shouldn't be afraid but that doesn't stop me. He tells me we will work it out and everything will be ok since he has a lot saved up. I do love him more than anything and want to get married in the next few years, however I always wanted to more financially stable as an individual first. He is great with money and I am too, but for some reason it still makes me nervous. I know money isn't everything, but I grew up in a household where my parents lived paycheck to paycheck. It caused a lot of stress in my parent's marriage, so I think that might be where my fears come from. Am I being too cautious or am I being realistic? Just wanted someone from a third party to weigh in.
Whenever we talk about it lately, he tells me I'm being overly logical and that I shouldn't be afraid but that doesn't stop me. He tells me we will work it out and everything will be ok since he has a lot saved up. I do love him more than anything and want to get married in the next few years, however I always wanted to more financially stable as an individual first. He is great with money and I am too, but for some reason it still makes me nervous. I know money isn't everything, but I grew up in a household where my parents lived paycheck to paycheck. It caused a lot of stress in my parent's marriage, so I think that might be where my fears come from. Am I being too cautious or am I being realistic? Just wanted someone from a third party to weigh in.













. If you want to have no debt before you move to the next stage of your relationship you'll probably be waiting forever, Buying cars, houses, having student loans, etc etc.. There will always be reasons not to make the jump into the next stage if you let the reasons get in the way. Live step by step, When you get engaged it's making the next step towards marriage, that step can be as long or short as you want. 






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